TMOVE-UP BUYERS · CURRENT HOMEOWNERS · Move-up buyer calculator
Your equity is already a down payment. Here's exactly how big.
5% commission + $2,500 legal baked in. Mortgage math at the global 4.8% BoC target.
Your numbersUpdates as you change them
$275,000
Bob can pull a free pre-listing valuation
$110,000
What you still owe the bank
$480,000
The next chapter — bigger lot? better school zone?
Your resultCalculated now
Net equity ported to next home
$148,750
31.0% down on $480,000
Gross sale equity$165,000
Commission (5%)− $13,750
Legal & closing− $2,500
New mortgage required$331,250
New monthly payment$1,898/mo
Max price at 20% down$743,750
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